Our Services

We serve individuals and businesses in all areas of financial management, including:

• Retirement planning
  Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.
   
• Tax-aware investing 
  Identifying tax-aware investment and financial planning strategies designed to help reduce your current and future tax burden. (Bear in mind that we do not provide tax advice; always consult with your tax advisor before adopting these tax strategies.)
   
• Estate planning
  Reviewing your wills and trusts. Helping you preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
   
• Risk management
  Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the appropriate policies for your situation.
   
• Education funding
  Recommending investment and accumulation strategies designed to help you pay for your children's education.
   
• Investment planning
  Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles with the potential to help you reach and exceed your goals.
   
• Real estate investment planning
  Retired / near retirement:  Creating strategies designed to help you defer taxes and create an income stream.      Actively investing:  Identifying value-priced properties located in areas with a growing industrial base to provide the potential for growth.